Tag: Spending

Financial Planning Basics

Managing finances can be stressful, even for the savviest consumers. As more and more people become responsible for their long-term financial well-being, global research finds that most consumers feel challenged by their finances. Consumers with a financial plan are more confident about achieving their financial and life goals.

Financial planning is a step-by-step approach to meet one’s life goals. A financial plan is a document that acts as a guide as you go through life’s journey. Essentially, it helps you be in control of your income, expenses and investments such that you can manage your money and achieve your goals.

In this session, we will talk about the basics of financial planning, how consumers can build their own financial plan, important points to be taken care of while building your financial plan, investing, spending, protection and much more

Date : Saturday 16 May, 2020

Time: 12PM

For more information:

Email: hello@kapwise.com

The session is brought you by Kapwise

Personal Finance 101

Personal finance is about meeting personal financial goals, whether it’s having enough for short-term financial needs, planning for retirement, or saving for a home. It all depends on your income, expenses, living requirements, and individual goals and desires.

For millennials, this has been a challenge to manage money after the earnings. Most of them are confused about how to save, how to manage taxes when to pay off debt, and how to invest? In this session, we are going to talk these that helps you to learn about managing finances.


The theme of the workshop is Personal Finance. The session will be moderated by Harsha Garg. The main focus is to:

#1: Learn the Value of Money

#2: Develop an Appreciation For Saving

#3: Improve Decision-Making Ability

#4: Learn to Be Financially Responsible

#5: Begin To Be Money-Conscious

#6: Learn the difference between Need and Wants

#7: Learn to handle impulse Spending

#8: Preparation for a Good Credit Score

#9: Learn the Value of Financial Goal Setting

Who should attend

Anyone interested, be a student, homemaker, working women or professional can attend the workshop. To attend the workshop, knowledge or background of finance, mathematics or commerce is not a pre-requisite. We keep the session very simple, easy to understand and interactive, we will also give a lot of illustrations participants can relate to a real-life situation.

You will get

1. How to manage finances?
2. One page Financial Wellness Report
3. How to Improve Credit Score?

About Harsha Garg

Harsha Garg is a speaker, trainer and a life-wealth coach. With her positive spirit and inspiring message, Harsha empowers audiences and readers to live wealth conscious life and develop mastery of holistic wealth. Harsha impacts a range of organizations in the corporate, government, education and non-profit sectors. By adopting the mentality, discipline and rituals of gym workouts, she imparts her 3Ws of holistic wealth: Self-Wealth, People-Wealth, and Financial-Wealth. She has a rich professional experience of 14 years in industries including retail banking, investment banking research, logistics, IT and life transformational training. She has received her B.Com (Hons.) from SRCC, Delhi University, and hold two post-graduation degrees, a master in commerce (Finance) and a post-graduate diploma in Insurance and Risk Management.

About Kapwise

Kapwise is financial wellness platform for middle-income millennials to plan their finances. In the past, kapwise had organized different workshops and sessions for millennials to help them their finances.